Author: Hubtel

Technological change has always posed a challenge for companies. But, as we saw once again in 2015, it has never occurred as rapidly, or on as large a scale, as today. As innovation sweeps across virtually every sector, from heavy industry to services, it is transforming the competitive landscape, with the most advanced companies – rather than the largest or most established players – coming out on top.

For incumbents, the threat of displacement is very real. The average tenure of a company on the S&P 500 has fallen from 90 years in 1935 to less than 18 years today. Disruptive new players like Uber, which has upended the taxi industry, are tough competitors, often staking out market share by shifting more surplus to consumers. This is part of a broader trend of intensifying competition that, according to recent research from the McKinsey Global Institute, could reduce the global after-tax profit pool from almost 10% of global GDP today to its 1980 level of about 7.9% within a decade.

The effect of technology on competition arises largely from the power of digital platforms and network effects. New digital platforms reduce marginal costs (the cost of producing additional units of a good or service) to nearly zero. Adding, say, a Google Maps user carries negligible costs because the service relies on GPS location data that is already stored on a user’s phone. This allows Google to scale incredibly quickly, and then to leverage this scale (and the convenience of having a single platform) to move into adjacent sectors – such as music (Google Play), payment (Google Wallet), and word processing (Google Docs). In this manner, tech firms can quickly come to challenge incumbents in seemingly unrelated industries.

Of course, tech firms are not the only ones innovating. A handful of leading firms in practically every industry are deploying digital technology in increasingly sophisticated ways – and seeing huge benefits. The use of sensors to monitor livestock, for example, has far-reaching implications for the food industry.

But the most digitally advanced sectors show the greatest progress. Indeed, over the last 20 years, profit margins in these tech-infused sectors have grown 2-3 times faster, on average, than in the rest of the economy. Even within the most advanced sectors, there is a yawning gap between the top-performing companies and the rest of the pack. For example, the retail offerings of digitally advanced multinational banks far outstrip those of local credit unions.

As technology transforms business models and processes, it is also changing the way employees work. Recent McKinsey research finds that already-proven technologies could automate as much as 45% of the tasks individuals are currently paid to perform. In the United States alone, that is the equivalent of about $2 trillion in annual wages.

The potential benefits of this transformation for companies extend far beyond cost savings, as workers gain time to pursue more valuable tasks involving critical thinking and creativity. Financial advisers can spend less time analyzing financials and more time developing solutions that meet clients’ needs. Or interior decorators can shift their attention from taking measurements to devising design concepts, meeting with clients, or sourcing materials.

Technology also allows companies to rethink conventional wisdom on organizational design and governance. New information-sharing technologies deliver greater transparency, making organizations more efficient and, in many cases, less hierarchical.

For example, the CEOs of Apple, Inditex (a multinational clothing company), and Zappos (a large online retailer) have adopted broad spans of control (the number of subordinates directly reporting to a manager) that far exceed the traditional model of “one to four to eight.” Haier, the Chinese white goods manufacturer, reorganized its 80,000-person workforce into 2,000 independent units, each responsible for managing its own profits and losses. Since the move, its market capitalization has soared, tripling from 2011 to 2014.

Moreover, digitization allows companies to operate as “platforms,” not structures, and make greater use of resources outside their company. The insurance company Allstate used the crowdsourcing platform Kaggle to invite programmers to develop a new car accident injury algorithm; the eventual “winner” was 271% more accurate than its existing model.

Likewise, China’s DJI became the world’s largest drone manufacturer by focusing on its products’ core technology, while giving away developer kits for free online so that others could build apps. This approach meant that DJI’s drones were equipped with attractive features far earlier than competitors’ products, which relied on in-house app development.

Similar technology-driven innovations in thought processes and business models can be seen across the economy, reflected in changes in companies’ planning processes. Some have begun creating separate business plans with two-month and 20-year views, reallocating their resources more aggressively, and using new analytical techniques to identify, attract, develop, and retain talent.

Technological innovation enables – indeed, requires – companies to boost their agility and thus their competitiveness. That’s why CEOs’ top priorities in 2016 should be to digitize the core components of their business and rethink organizational design and governance processes. Catching this fast-moving – and rapidly growing – “digital wave” is the only way to avoid getting left behind.

Author: Dominic Barton is the global managing director of McKinsey & Company.

Source: weforum.org

2015 has been an exciting year at SMSGH in many ways. With the launch of JumpFon Stream, MYtxtBOX.com’s extension to include voice messaging, the celebration of its tenth anniversary, and the growth of the SMSGH team across Ghana, Kenya, Cameroon, and Nigeria, the company is making strides to deliver topmost services to customers.

The year got even more exciting on Friday 18^th December 2015, when SMSGH once again reaffirmed its position as a leading brand for technology, value addition, and market acceptance with its recognition as the Overall Best Performing Content Provider and the Top Contributor at the 2015 Meeting with the CEO, organized by MTN Ghana for all Value Added Services (VAS) partners operating via the network’s infrastructure.

The afternoon commenced with an overview of the performance of the VAS business division led by the MTN VAS team. Chief Marketing Officer of MTN Ghana, Cynthia Lumor, led another session on corporate and legal regulations surrounding the provision of content services. She also touched on the outlook for new regulations in the coming year, reminding players in the VAS industry of the importance of strict adherence to NCA guidelines and urging their cooperation in ensuring fairness among providers as well as the protection of consumers. Then followed a review of top performing Content Providers within the 2015 business year.

While we are extremely honored by these prestigious awards, we are even more delighted by the opportunity to enable our customers’ success. SMSGH recognizes the role users played in reaching this level of performance. In this light, the company dedicates the award to its current user base who have remained loyal in patronizing the top services offered.

Partner Sales Manager of SMSGH, Nana Kwame Adu-Gyamfi, summed it up well, saying, “Winning the VAS provider of the year award is a nice way to round off a year in which we had a number of significant milestones. Thanks to our customers for their trust in SMSGH in 2015. We look forward to working together to support their growth in 2016. Thanks also to everyone at SMSGH for all of their hard work in making all of this possible!”

MPower is saying welcome to its new customers in a special way this holiday season. by giving away GHS5.00 free for the first wallet top-up. This means any customer who opens an account on MPower will receive GHS5.00 upon topping up their account for the first time.

MPower is an online payments service in Ghana offering a complete end-to-end web and mobile payment transactions solution to enable consumers and businesses send, spend and receive money. The aim is to redefine payments and transactions in Ghana by empowering businesses and consumers to do more with their money conveniently.

MPower has integrated with major local ecommerce merchants to enable users buy and pay for goods online from the comfort of their homes and offices.

To cash in on this offer, users only need to create an account and top up their wallet with mobile money, bank deposit or debit card.

Creating an account on MPower takes 4 simple steps:
1. Go to www.mpower.com.gh.
2. Click Create an account to sign up.
3. Complete the form and submit
4. Activate the account with the activation code sent to your phone.

With many ways to spend money on MPower one can shop from their favorite online shop, buy airtime and pay bills from the MPower CornerShop. Fees and charges that apply per the various transactions performed are listed on the MPower Service Fees page.

The offer started on 10th December and the first 2000 users to sign up and top up will be receiving the GHS5.00 in their accounts to spend.

Visit MPower today at www.mpower.com.gh or simply dial *714*44#.
MPower is saying ‘Be MPower’ed’ this festive season!

The MTN Career Fair is an initiative by MTN Ghana to bridge the career guidance and counseling gap for graduates and final-year students and also assist them in their search for employment. Since its inception in 2013, the fair has been held annually and this year’s event took place at the National Theatre on the 9th December, 2015, from 9am to 4pm.

The event was patronized by thousands of students and unemployed graduates as well as companies from various industries in search of the best talents to occupy available positions in these firms.

The fair opened with a welcome address from the Chief Marketing Officer (CMO) of MTN, Noel Ganson, who said it was a platform for students and young graduates to acquire the knowledge and the necessary empowerment needed to start a professional career and to meet the challenges of a dynamic corporate world.

A key highlight of the event was a presentation on career planning by Ama Benneh, Human Resource Director of MTN; registered participants received guidance on how to write compelling CVs and prepare for job interviews.

Other notable speakers present at the fair included the host of Accra-based Citi FM, Bernard Avle, seasoned speaker, Emmanuel Dei-Tumi, respected author, Comfort Ocran, and the Head of Research and Engineering at DreamOval, Henry Sampson.

Attendees also had the opportunity to meet recruitment agencies and prospective employers for job interviews during the fair.

SMSGH was present at this year’s event to interact with job seekers and to find the relevant talent to join the team.

SMSGH sought various skilled individuals to fill positions in its Technology, Sales, Marketing, and Operations departments. These roles specifically include software development, customer support, copywriting, visual designing, and event management.

Details on open positions at SMSGH can be found on the careers page on the website. Interested candidates who qualify for these roles may apply directly on the page or submit their CVs to [email protected].

MYtxtBOX has just introduced a new way to top up credits via USSD. This additional top-up option offers users an effective means of purchasing MYtxtBOX credits with mobile money specifically through MTN and Airtel mobile wallets.

MYtxtBOX offers various mobile communication options for brands, businesses, and consumers to engage with their customers and contacts via text, multimedia, and recently voice messaging options.

MYtxtBOX provides a host of options for users to top up credits on their accounts. Before now customers could top-up via 5 main options:

• Direct bank deposit
• Direct mobile money deposit
• Purchasing top-up credits vouchers
• Credit/debit cards
• Payment via MPower

With this new top-up option, users can now perform 2 key functions on the go:

1. Check their existing balance
2. Top up an amount via Airtel Money or MTN Mobile Money

The top-up process can be completed in 5 simple steps:

1. Dial *714*22#.
2. Follow the USSD prompts.
3. You will receive a payment bill prompt on your phone.
4. Enter your mobile money pin.
5. Follow the prompt to accept the payment request.

Logging in to MYtxtBOX after this process indicates the new credit balance at the top right corner of the page.

The key benefit here is the ease of the process. It can take place on nearly every phone and does not require internet connectivity. This allows for convenience and a great deal of time, money, and effort is saved. Businesses and consumers can now enjoy the comfort of directly topping up their messaging credits with their mobile devices regardless of location and timing.

Five years ago, banking clients in Nairobi had to spend an hour queuing to pay their utility bills. Fast forward to the present day, and these clients can now pay their bills at the touch of a button from the comfort of their home.

The digital economy is creating a watershed moment for the banking industry, and – in many ways – clients in Africa are at the forefront of these changes with their widespread adoption of mobile phones.

High expectations

Across the globe, increasing numbers of people are now accessing financial services from their mobile devices, their expectations set to ‘high’ by digitally native technology players, like Alibaba and Apple.

Client loyalty is built on ease of use, security, 24/7 access and a fuss-free user experience. In banking, it’s about clients being offered the most relevant savings and credit cards, based on their past usage. For example, if you have just received a bonus and are looking to grow your wealth, you will want to be offered an investment product that fits your risk profile.

The lesson for banks is clear: value your interactions with clients – especially via digital channels – and invest in data analysis. Clients will be loyal to a bank that knows them and makes banking convenient and easy.

The race to deliver the best digital client experience is particularly intense in Asia and Africa, where a new generation of young, affluent clients are coming to the fore. The number of middle class households in key Sub-Saharan African countries is set to grow rapidly. These households will be digitally savvy and more likely to embrace new types of financial service providers, including those outside the banking industry.

The future is here

In the past five years, Sub-Saharan Africa has been the fastest-growing region in the world for mobile telephony, paving the way for a proliferation of mobile wallets. In Kenya, around 18 million adults, or 85 per cent of the population, now use mobile money services, such as M-Pesa, Mobikash or Airtel money.

When it comes to digital banking in Africa, things are changing fast too. Imagine sitting in a taxi in Lagos traffic: you log on to your mobile device, and see all your banking activities at a glance. You have a question about what investment options are available to plan for your future, so you press a button to talk to your relationship manager. Via video, your relationship manager links you to an investment advisor, who answers all your questions and gives you options that meet your needs. This will be the norm not too far in the future.

Clients are expecting banks to reverse the service pyramid: instead of being offered digital channels incrementally, they want to receive all services digitally in the first instance.

At Standard Chartered, we are changing our business model fundamentally, to be ‘digital by design’, but we acknowledge that to move nimbly and bring more convenience to clients, we need to partner financial technology companies in niche areas.

In Africa, we have teamed up with mobile payments aggregators, such as Selcom in Tanzania, Cellulant in Kenya, Zambia and Botswana, and eTranzact in Nigeria and Ghana, to enable bill payment on mobile from our clients’ bank accounts; client transactions via this channel are increasing by over 50 per cent annually. We have also made it easier for our corporate clients to make mobile-wallet payments to individuals, whether or not they have bank accounts through our Straight2Bank Wallet mobile app.

Banks need to jealously guard their reputation as trustworthy counterparties and custodians – virtues that are increasingly valuable in a digital economy beset with trust and privacy issues.

There are challenges to getting it right, but the good news for clients in Africa is that they are certain to be the big winners as banks invest to understand and serve them better.

By Karen Fawcett, CEO (Retail Banking, Standard Chartered)

Fairy lights on Christmas trees can cause slower broadband speeds, according to Ofcom.

The communications watchdog says wireless networks in homes and offices are often set up incorrectly or they’re suffering from “interference” from electronics with wiring like baby monitors and things like microwaves.

Ofcom has launched a free app called Wi-Fi Checker which allows you to test the quality of your signal and ways to make it better.

Here’s our 10-point guide to making your signal strength stronger.

1. Upgrade your router

The routers that come with your broadband packages are fairly decent these days.

But if you want a really fast wi-fi connection at home, why not ask for a new router for Christmas?

The latest bits of hardware will make your broadband go further and perform better.

2. Move your router

Probably best to make sure your router doesn’t have a plant on it

This may be common sense to some but the higher up, the better.

So put your router on the top floor of your house if you can, on top of furniture and near the middle of the house. And keep it off the floor if you want a decent signal.

But you’ll obviously have to think about how practical that may be as the router needs an Ethernet cable, power, and/or coax.

3. Change the channel on your router

This one’s a bit more technical, but most routers these days come with dual bandwidths (look in the booklet your hardware came with).

Basically – most routers run on the 2.4GHz frequency – but so do many other household appliances like microwaves, baby monitors, Bluetooth, CCTV, and cordless phones.

If you change to the 5GHz frequency you should have less interference. Your neighbor will also probably still be using 2.4GHz as well, so that’s one less source of interference – or in this case “contention”.

4. Cut down on interference (attenuation)

Lots of things can affect your Wi-Fi signal, which is why Ofcom mentioned fairy lights.

Make sure your cat doesn’t interfere with your signal either…

But any electrical cable can have a negative impact if they’re in the way – as can metal doors, aluminium studs, wall insulation, water (fish tanks, etc), mirrors, halogen lamps, filing cabinets, brick, glass and concrete.

Anything that affects signal strength is actually called attenuation – just so you know.

5. Update your software

Make sure your router has the latest updates.

Software is improved constantly plus the newest mobiles and laptops will obviously connect at higher speeds to a stronger wi-fi signal.

More important though is what’s called Signal to Noise Ratio (SNR) which will actually determine the data speeds at which a device will connect.

Just because you can see five bars on your device doesn’t mean you’re guaranteed high data rates.

6. Think about extenders

Extenders work by pushing your existing signal further. You can use older routers to do this for you, but it’s a bit technical to hack into them.

The easiest thing to do is to buy an extender, or even better, use powerline technology.

That’s when you plug an adapter into your mains sockets and the Wi-Fi is amplified using the electrical wiring in your walls.

Probably best not to use the household wiring if it looks like this though…

Also, if you have an older router with antennas, you can buy better ones.

7. Share with your neighbours?

If you live in a block of flats and get on with your neighbours, you could share a shiny new router.

That way the person at the top of your block (see point two) could beam Wi-Fi into the rest of the building and you share the cost. But if you live at the bottom you may get a weaker signal.

You could also use your phone or laptop as a hotspot or get MiFi.

If there’s someone using lots of bandwidth in the house (we’re thinking gamer or heavy video streamer), you can also use Quality of Service to prioritise what gets the best Wi-Fi signal.

8. Secure your wi-fi

If you don’t like your neighbours, or if you just want a more secure network, use a different Wireless Security Protocol – WPA/WPA2 instead of WEP (this is quite complicated but basically just search for your router online and ask the web how to change it).

Quiz fact: WEP is Wired Equivalent Privacy and WPA is Wi-Fi Protected Access.

You can also limit the number of devices your wi-fi will support with something called MAC addresses (media access control addresses). Again there are lots of self-help guides online.

9. Don’t publicise your signal

You know when you search for public wi-fi and it comes up with lots of options (depending on where you live obviously)?

Well, if you haven’t secured your network, other people can obviously use your wi-fi signal.

You can make your network private by adding a password but you can also make it even more secure by going to your administration page and unchecking “Enable SSID Broadcast”.

This will take your signal off most people’s wi-fi smartphone lists but there are apps that can find your “hidden” signal.

10. And if all else fails… use tin foil

This one’s a bit more left field, and seemingly unproven, but seems to work sometimes.

Just get some tin foil from your kitchen, curve it around the back of your router, and away you go.

You may want to download a free Wi-Fi speed-checking app to test signal strength before and after.

People have also used a variety of other metal objects behind their routers from beer cans to sieves and graters. We’ll leave that one up to you.

Credit: BBC Newsbeat

MPower Payments is rewarding users for their loyalty in using its payment services. To achieve this, MPower will be giving out rewards in the form of funds to several account owners.

MPower is an online payments service in Ghana offering a complete end-to-end web and mobile payment transactions solution to enable consumers and businesses to send, spend and receive money.

The rewards have been packaged as a standard amount of GHs100 for selected users who keep an active MPower account. The goal here is to reward active users hence the selected user must have completed at least two transactions within the week of selection.

Transactions performed on MPower currently take place in 3 main ways:

1. Users transfer/send money or tokens to other accounts including MPower, bank, and the various mobile wallets of local network operators.
2. Users also make payments to merchants:
   1. Purchasing products from online stores that have integrated MPower as a payment option.
   2. Paying for services from providers who accept remote payments via MPower.
3. Purchases on MPower CornerShop:
   1. Airtime top-ups for all networks
   2. Internet bundles purchases
   3. Utility bills payments
   4. Vouchers vended by services

Users can also initiate another transaction type by making requests to other account owners via PayPal, mobile money wallets, and MPower tokens using the receive money feature on MPower.

Fees and charges that apply per the various transactions performed are listed on the MPower Service Fees page.

The giveaway/offer, which began on October 30, 2015, is set to run weekly till the end of December this year; coinciding with the gifting tradition of Xmas and New Year holidays.

Selections will be made each Friday and payouts will occur instantly to furnish the recipient’s MPower account with the reward. This amount can be spent in the same way as regular funds on MPower.

The MPower service is accessible via web at www.mpower.com.gh and also via mobile on MPower’s android application.

The second Ghana eCommerce Expo was officially opened today, 10th November 2015, by the Deputy Minister of Communications, Hon Felix Kwakye-Fosu. The theme for this year’s conference is: “Unleashing Ghana’s Online Potential” and the event is scheduled to run for two whole days at the Accra International Conference Centre.

Organized by OML Africa, the Ghana eCommerce Expo is a prestigious event for the online business industry.
Over 40 exhibitors made up of eCommerce websites, digital payment providers, software developers, telcos, etc are displaying their cutting-edge solutions to the burgeoning Ghanaian eCommerce market.

The conference running the exhibition is being addressed by 18 experts in the eCommerce industry. Speakers include Haris Broumidis(CEO, Vodafone); Cherian Mathew (V Partner, QNET); Sandra Owusu-Kyerematen (Country Manager, Tonaton); and many other reputable luminaries in the field.

Businesses have been urged to introduce electronic payment systems to improve the services they render to their clients.

The Chief Technology Officer of MPower Payments Limited (MPL), Mr Alfred Rowe, said although businesses had moved in quickly with the proliferation of the Internet and were using it to expand their services to reach customers and interact with them, businesses had not innovated around payments.

“We have all been to websites where you fill some forms and when you finish they tell you to find one of their branches and make payments. So you see it defeats the full purpose of going online. What’s the use for a customer to come online, perform a service, and then cannot pay but has to manually enter a premises to complete payment,” he said.

He was speaking at Joy Technology Innovative Summit (JOTIS 2015) at the Kofi Annan ICT Centre in Accra on October 20. He urged businesses in Ghana to set up dedicated technology departments for e-payment to help customers take advantage of it.

E-payment system is a way of paying for goods or services electronically, instead of using cash or cheque, go in person or by mail.

The system is generally categorized into four, namely, credit card and debit cards, electronic cash, micropayment systems, and session-level protocols for secure communications.

Mr. Rowe said, unlike the early 90s when people went to the post office to mail letters, the invention of email had overtaken the way the postal system worked.

“Now there are generations who have not written letters before because of email. What email did to the postal system e-payment is going to do the same to cash, going forward. It will get to a point where normal day-to-day transactions will be done electronically because the average modern-day customer is a very digitalized customer who pays school fees, bills, and other services electronically without spending time,” he said.

He said e-payment had many advantages and was transforming businesses such that some traditional businesses had expanded their service delivery to make more revenue.

“A traditional business like the Electricity Company of Ghana (ECG) has expanded its service delivery to customers electronically. From the comfort of their homes, customers can now pay for their bills. What this means for ECG is that it can sell to customers at all times. It means business is now 24 hours and is not limited to location,” he said.

The Chief Executive Officer of SOFTtribe, Mr. Herman Chinery-Hesse, said most of the challenges confronting developing countries could be solved through simple technology and that it did not require big industries to solve them.

He advised up-and-coming technology innovators to avoid innovations that required large organizations of governments.

“The reason why I say this is that from experience it’s a very challenging environment and need to avoid plenty of problems. So if you can avoid it and rather come out with ideas that address the problems of the masses, or else the process of getting it into use may be long and you may be disappointed,” he said.

He said young innovators should again avoid developing technology programs that required permits or changes in law and must also avoid cut and paste.

“A lot of our young people come and chat with me and say I just invented something but they describe and you realize it is something you have read about before. It’s like re-hashing Michael Jackson’s song. Dishonesty kills innovation so you actually have to innovate properly,” he said.

Source: GhanaWeb

Telecom giant MTN has urged small and medium enterprises (SMEs) and large corporations to ride on the robust infrastructure it has built over the years to propel their businesses to new heights.

Samuel Addo, General Manager MTN Business — the business unit of MTN Ghana — who focused on providing businesses and institutions with combined network and IT infrastructure, made the call at the 2015 MTN Business Fair held recently at the La Palm Royal Beach Hotel, Accra.

“As a testament of our continuous investment in the right infrastructure for the industry, MTN emerged the only mobile operator to have excelled in the first-ever data quality of service test conducted by the NCA, our regulator, in the two upper regions of Ghana.“

It is against this backdrop that we continue to call on all to ride on the robust infrastructure we have built over the years to propel your businesses to new heights,” he told exhibitors and other stakeholders at the fair’s opening ceremony.

He called on all gathered to take the opportunity of the fair to apprise themselves of the plethora of products, services, and technology available on MTN’s platform. “Indeed, there can be no better time to take advantage of MTN’s technological innovations than now.”

The MTN Business Fair is an initiative by MTN Business Ghana to bring together SMEs and corporate organisations to empower their businesses so as to maximise productivity and enable and inspire growth.

Under the theme ‘Sharing the Values of Growth for Businesses’, exhibitors were Sci-Fi Webtech, Fidelity Bank, Forum Networks, and SMSGH (1188 Directory Services).

Mr. Addo explained that the theme underscored the primary aim of the MTN Business Fair, which is to demystify the bouquet of technology solutions available for businesses and showcase the wide variety of technologies, products, and services available to businesses.

The fair has already been to the Eastern, Western, and Ashanti Regions, where MTN and its partners interacted with various businesses to understand and share ideas on the way forward.

“We have no doubt that through these interactions we can transform our businesses, reduce our operational expenditures and, more importantly, maximize the benefits from using the right technology in our businesses,” he added.

He assured us that the MTN Ghana Business Fair has come to stay and will serve as a platform that continually explores ways of staying in touch with the business community.

“MTN finds it necessary to interact with the business community to establish itself as the place where individuals and organizations from the corporate world meet to take advantage of the varied, tailor-made solutions and products that MTN Business offers to optimize the productivity of SMEs and expand their businesses.”

He added that just a few days ago MTN attained its fifteen millionth subscriber — a historical feat that affirms the fact MTN leads in voice and digital innovations in the industry.

Other speakers including Sofiene Marzouki, Managing Director of Hello Foods — an online food ordering marketplace that connects customers with restaurants — lauded MTN’s efforts in helping businesses operate smoothly through its products and services on offer.

“As an online food-ordering marketplace, the integration of MTN mobile money has helped improve our operations in terms of online payment and enhanced higher customer satisfaction,” he said.

Star Assurance, the nation’s solid yet dynamic partner in insurance, has announced the launch of its e-Insurance platform – the Star e-Insurance.

Star e-Insurance is an online platform that will allow customers to seek for quotations, purchase insurance policies, renew policies and also make claims; in totality manage their accounts.

All one needs is internet access, and wherever you are, you can access Star e-insurance on your computer, phone or tablet at www.starassurance.com.

The e- insurance platform was developed by SMSGH and has been well laid out to offer customers optimum convenience as they take care of their insurance needs online.

Star Assurance wants to see many smile as they insure. All should therefore come on board and insure with Star Assurance on its e-Insurance platform.

Star e-Insurance; Possible Anywhere, Anytime.