Tag: Company News

Hubtel, Ghana’s leading payment and quick commerce company, is proud to announce multiple nominations across various categories in the upcoming Ghana Fintech Awards 2023, scheduled to be held on 9th March 2024 at the Labadi Beach Hotel. These nominations not only reflect our commitment to excellence but also highlight our significant impact on the fintech landscape in Ghana. 

Categories for Nominations  

Hubtel’s outstanding contributions have earned us 18 nominations in several key categories at the Ghana Fintech Awards 2023, with 14 organization awards and 4 individual awards for the leadership team, recognizing their outstanding contributions to the Ghana fintech industry and unwavering dedication to driving innovation. 

Organization Awards 

• Fintech and Bank Partnership of the Year –– Hubtel & OmniBSIC (PT5)  
• Fintech and Bank Partnership of the Year – Hubtel & ABSA (PT6)  
• Fintech and Non-Bank Partnership of the Year – Hubtel & ECG (NP5)  
• Insuretech / Pentech of the Year – Hubtel Insurance (HI)  
• IT/Tech Firm of the Year – Hubtel (TF4)   
• Leading Payments Technologies Service Provider – Hubtel (LP5)  
• Leading Fintech Solutions Provider – Hubtel (LF6)  
• Fintech Platform of the Year – Hubtel (FP6)  
• Fintech Innovation of the Year – Hubtel (N4)  
• UI/UX Fintech Company of the Year – Hubtel (UX6)   
• E-Commerce Solution of the Year – Hubtel (ES5)  
• Compliant Fintech Company of the Year – Hubtel (CF5)   
• Fintech for Financial Inclusion Firm of the Year – Hubtel (FF2)  
• Fintech Company of the Year – Hubtel (FC9)  

Individual Awards 

• Fintech Personality of the Year (Male) – Alex Bram (A1)   
• Fintech Personality of the Year (Male) – Ernest Apenteng (A5)   
• Fintech Personality of the Year (Female) – Elsie Bram (F1)  
• Fintech CTO/CIO of the Year – Patrick Asare Frimpong (C3) 

Voting process 

Join us on this exciting journey by casting your vote!  

To support Hubtel, simply dial *711*80# on all networks, input the respective code for each nomination, be it Hubtel’s or the individual nomination code, and follow the prompt. You can vote as many times as you wish. 

Voting closes on Sunday, 18^th February 2024.  

2023 wasn’t just another year at Hubtel; it was a roaring symphony of growth, resilience, and shared triumph. As we enter 2024, it’s time to reflect on the incredible journey we’ve taken together and the horizon that stretches before us, teeming with exciting possibilities. 

Our CEO, Alex Bram, perfectly captured the essence of this year in his heartfelt message to the entire Hubtel family: 

Dear Everyone, 
 
2023 will be fondly remembered as a year filled with remarkable achievements and inspiring resilience. 
 
Together, we’ve nearly tripled our staff strength, growing from about 200 at the beginning of the year to a vibrant team of almost 600. This incredible talent surge not only speaks volumes about our company’s magnetism and the opportunities we offer. But more importantly, is also a testament to the strength of our leadership culture and its capacity to do more. 
 
And what a year it has been for growth! We didn’t just add numbers, we shattered records. We safely and securely processed nearly GHS 160 billion worth of transactions and transfers, a staggering achievement that solidifies our position as the leading payment services provider in Ghana. This success belongs to every single one of you, whether you were directly involved in processing or securing transactions, building products, directly serving our customers on the frontlines, or ensuring our systems thrived under such immense pressure. 
 
Beyond these impressive numbers, what truly inspires me is the unwavering spirit that has shone through every challenge we face. From integrating such a large number of new team members to navigating unknown new technologies, we faced every obstacle head-on, adapting, innovating, failing, falling, rising, and always pushing the boundaries of what’s possible. 
 
As we move into 2024, I’m filled with an unyielding optimism for the future. We have a solid foundation of talent, expertise, and achievements, and our market is ripe with possibilities. We will continue to invest in ourselves, empowering each other to learn, grow, and lead. We will also unleash the power of emerging technologies such as AI, ML, and big data systems to create even more impactful services that can improve lifestyles and drive Ghana forward.  
 
And above all, we will hold onto that Hubtel spirit of collaboration, and that unwavering determination to confront the truth, seek what is possible, and obsessively improve. This makes us who we are. 
 
Thank you once again for an incredible year. I am honored to be a part of what we are doing for our communities, our country, and for Africa.  
 
May 2024 be a year of even greater success, filled with personal and professional triumphs. Let’s raise a toast to the future, and continue to build the Hubtel legacy together! 
 
Happy New Year! 
 
Alex  

Beyond Alex’s words, the entire staff at Hubtel is also upbeat about the company’s prospects in 2024 and the commitment towards greater success, personal and professional triumphs, and the ongoing pursuit of building the Hubtel legacy beats ever so louder. 

Happy New Year! 

Hubtel’s CEO, Alex Bram, has been named among the top 50 digital economy leaders at the 8th Africa Digital Economy Awards (ADEA), held on 10th November 2023 in Nairobi, Kenya. This award recognizes him as one of Africa’s digital champions and innovators across multiple areas whose contributions have significantly impacted the digital growth and security of the African economy.  

Alex leads Hubtel’s vision of building a platform where everyone can find, pay, and easily partake in the digital economy. His visionary leadership and the collective efforts of everyone at Hubtel have made the company Ghana’s leading payments, quick commerce, and messaging technology company. As CEO of Hubtel, Alex has successfully scaled and pivoted the business through several stages. Alex led the team at Hubtel in its pivotal role in partnering with the Electricity Company of Ghana (ECG) to plug payment processing leakages and grew monthly revenues by nearly 100% to GHS1.2 billion.  

Distinguished men and women driving Africa’s digital journey 

As we applaud his achievements, we also acknowledge the collective impact of distinguished leaders in shaping the digital narrative of Africa.  
 
Sharing the spotlight are other distinguished leaders in the digital economy, including Mr. Selorm Adadevoh (CEO of MTN Ghana), Mr. Shameel Joosub (CEO of Vodacom Group), Mr. Olugbenga Agboola (CEO of Flutterwave), Mr. Tayo Oviosu (CEO of Paga Group Ltd), Mr. Akshay Grover (Group CEO of Cellulant), Ms. Phyllis Migwi (Country General Manager of Microsoft Kenya), Mr. Abbad Reda (CEO of MTN Zambia), Ms. Lillian Barnard (President of Microsoft Africa), Mr. Ralph Mupita (President & CEO of MTN Group), Mr. Mitchell Elegbe (CEO of Interswitch Group), and other exceptional individuals driving Africa’s digitalization journey across various economies. 

Each esteemed individual among the top 50 digital economy leaders at the 8th Africa Digital Economy Awards (ADEA) has demonstrated exceptional expertise in leveraging technology to drive economic growth, foster inclusion, and enhance the overall digital experience of the African continent.  

About Africa Digital Economy Awards 

The African Digital Economy Awards (ADEA) is a Pan-African award that celebrates, recognizes, and honors the pioneers and frontrunners who play a pivotal role advancing in Africa’s Digital Excellence and future.

If you are a frequent Hubtel app user, we know convenience is your thing. We get it; that’s why we designed our app to keep things simple and hassle-free. We have some useful features up our sleeves that you may or may not have an idea about. Keep still; some may blow your mind. 

Order tracking 

We get it. Sometimes you just can’t keep calm after placing an order. You want to be sure your food is on its way. With our order tracking system, you get to know the status of your order. You’ll receive updates from the moment we pick up your order until it arrives at your doorstep.

Delivery codes 

There is nothing more frustrating than having high hopes for a meal and receiving the wrong order. Nope, not in our books. Our delivery codes feature ensures that you receive the right item from the right person. It’s simple. When the delivery rider arrives, they’ll request a code sent to your Hubtel app and via SMS. You’ll confirm that you’re receiving exactly what you ordered.

Scheduled orders 

Do you perceive your day is going to be super packed? Here’s some good news for you! You can schedule your lunch in advance and get it delivered at the given time. So, you know what? Leave the trouble of getting your lunch on a busy day to us and have all the time and peace of mind to tackle what needs to be done. Sounds good? This feature is not limited to lunches alone. You can schedule your breakfast, dinner, everyday essentials and even medications to be delivered to you just at the time you want them.  

Favorite transactions 

It’s hard enough to memorize telephone numbers, not to mention account numbers. We promised you a convenient transaction, and that’s exactly how you will have it. With our smart favorite feature, you can save your most frequent transactions, such as airtime, data, bills, mobile money, and bank accounts. This makes all your future transactions easier and quicker.  

If you already knew about the features we mentioned, congratulations! You are a Hub-star. But if you are new and have yet to experience the convenient life with Hubtel, now is the time. Let’s go! 

We’ve refreshed how you access your activities on Hubtel, and in the process fixed a few minor concerns, as part of our commitment and focus on serving you better.

These changes highlight key services you use for your daily activities; Payment, SMS, and Customer Insights.

Here’s What’s New Under Payments!

Invoicing

You can now create and share invoices as links to your customers and receive payments at any time.

Track all invoices created on each branch of your business with their corresponding statuses.

Links can be generated and sent as Simple Payment Requests, Full Invoices, or Automated Debits.

Scheduled Payments

You can now view a log of all recurring payments and cancel upon your customers’ requests.

Here’s What’s Changed

Sales

Details of your sales activities are now captured as Transactions.

Extra income earned from reselling programmable services is also captured as Commissions.

Both your Transactions and Commissions are under Payments. This means you will now have to tap on Payments to view your Transactions (sales) and Commissions.

Customer Insights

The newly designed interface provides access to valuable customer information that can help you learn more about your customers.

Money

You can now initiate and complete transfers from “Transfer from Deposits”.

“Pay Employees and Suppliers” has been updated with a new look.

You can make payments in bulk using “Send from Excel“ and approve your transactions using “Approvals”.

A Simplified and User- friendly Dashboard

Your business dashboard has been modified to provide a more intuitive, real-time overview of your business activities.

SMS

Sending, scheduling, and viewing reports in real-time has never been easier with our Direct Gateway Messaging Service.

Managing your Statements, Cash Outflows, and Deposits

Your business’s settlement accounts can now be accessed under “Deposit accounts.“

Additionally, you can view statements of your transactions under “Settlement Statements.“

“Cash out flows” allows you to view and download a list of all your payouts and outflows.

Managing Your Account 

“Manage Business” is now Overview where you see all your business details.

You can now assign two super administrators to approve payments on behalf of the business account owner under Employee Permissions.

Set up your bank or mobile money account details under Transfer and Settlement.

Manage the branches of your business from the “Branches” section.

Your USSD codes can still be accessed under the USSD page.

Introducing your Account Settings

Threshold notifications are now sent to you when you reach your API SMS and Prepaid account limits.

You can also monitor your employees’ actions through the Audit Logs.

The Error Logs provide insights as your SMS messages are processed for delivery.

With Automated Reports, you can now schedule when to receive your payment and SMS reports, eliminating the need for manual downloads.

Access all downloads initiated from the portal or automatically from the Downloads page.

We’ve refreshed how you access your merchant portal on Hubtel, and in the process fixed a few minor concerns, as part of our commitment and focus on serving you better.

These changes highlight key services you use for your daily activities; Payment, SMS, and Customer Insights.

Here’s What’s New Under Payments!

Invoicing

You can now create and share invoices as links to your customers and receive payments at any time.

Track all invoices created on each branch of your business with their corresponding statuses.

Links can be generated and sent as Simple Payment Requests, Full Invoices, or Automated Debits.

Scheduled Payments

You can now view a log of all recurring payments and cancel upon your customers’ requests.

Here’s What’s Changed

Sales

Details of your sales activities are now captured as Transactions.

Extra income earned from reselling programmable services is also captured as Commissions.

Both your Transactions and Commissions are under Payments. This means you will now have to tap on Payments to view your Transactions (sales) and Commissions.

Customer Insights

The newly designed interface provides access to valuable customer information that can help you learn more about your customers.

Money

You can now initiate and complete transfers from “Transfer from Deposits”.

“Pay Employees and Suppliers” has been updated with a new look.

You can make payments in bulk using “Send from Excel“ and approve your transactions using “Approvals”.

A Simplified and User- friendly Dashboard

Your business dashboard has been modified to provide a more intuitive, real-time overview of your business activities.

SMS

Sending, scheduling, and viewing reports in real-time has never been easier with our Direct Gateway Messaging Service.

Managing your Statements, Cash Outflows, and Deposits

Your business’s settlement accounts can now be accessed under “Deposit accounts.“

Additionally, you can view statements of your transactions under “Settlement Statements.“

“Cash out flows” allows you to view and download a list of all your payouts and outflows.

Managing Your Account 

“Manage Business” is now Overview where you see all your business details.

You can now assign two super administrators to approve payments on behalf of the business account owner under Employee Permissions.

Set up your bank or mobile money account details under Transfer and Settlement.

Manage the branches of your business from the “Branches” section.

Your USSD codes can still be accessed under the USSD page.

Introducing your Account Settings

Threshold notifications are now sent to you when you reach your API SMS and Prepaid account limits.

You can also monitor your employees’ actions through the Audit Logs.

The Error Logs provide insights as your SMS messages are processed for delivery.

With Automated Reports, you can now schedule when to receive your payment and SMS reports, eliminating the need for manual downloads.

Access all downloads initiated from the portal or automatically from the Downloads page.

Hubtel, Ghana’s first full-feature quick commerce platform, is celebrating its 18th anniversary as a trailblazing, wholly-managed Ghanaian tech company. From its inception in 2005 as SMSGH, the company has undergone a remarkable transformation, evolving from being the primary SMS solution-based messaging business to a fully licensed payment and digital transformation services provider. Upon reflection, a lot has been achieved over the past 18 years, however, it is the company’s ability to embrace and overcome failure that has been crucial to its growth and success. 

The Hubtel Story  

In 2005, two bright and ambitious undergraduates from the Kwame Nkrumah University of Science and Technology, Alex Bram and Ernest Apenteng, set out to revolutionize how businesses connect with their customers through SMS messaging. Thus, SMSGH was born. Armed with an entrepreneurial inquisitiveness that was strange for Chemistry and Biological Sciences majors at the time, Bram and Apenteng faced challenge after challenge along the way to achieving success. As secondary school students, the duo ventured into various business endeavours such as magazine production, facility management, and event management. While some of these initiatives saw a modest level of success, most were unable to withstand the test of time. Nevertheless, these experiences served as a wellspring of knowledge for the young entrepreneurs.  

Driven by their vision to establish a successful company, that not only provides employment opportunities but also delivers innovation, value, and impact to society, Bram and Apenteng poured their hearts into SMSGH. Five months after launching, the company recorded its first sale, and within three months, it had secured contracts with leading firms in Ghana worth approximately USD 6,000. 

By 2007, SMSGH had already launched one of Africa’s first online SMS messaging portals and transactional alert systems for banks in Ghana. The company’s revenue grew to an impressive USD 1 million by the end of the 2007 financial year. In 2011, SMSGH solidified its position as Ghana’s largest messaging services provider after introducing a micro-billing platform that processed payments via subscriber airtime balances. In recognition of their ground-breaking achievements, Forbes Africa Magazine named SMSGH one of the Top 20 Technology Start-Ups in 2012. 

SMSGH to Hubtel 

By 2013, SMSGH had already established itself as a thriving company. The following year, investor interest in the business soared, resulting in numerous offers of investment. However, the team made a bold decision to turn down these offers, committed to maintaining the company’s Ghanaian roots. 

SMSGH’s first financial year, 2007, was a remarkable success, all things considered.  Good times continued to roll and between 2010 and 2011, the company saw a staggering 230% increase in revenue, with annual growth rates of over 100%. However, in 2013 and 2014, the growth rate slowed to about 30%, and by 2014-2015, it had further declined to 20%. This served as a signal that it was time to pivot the company in a new direction. 

In search of the new direction, the visionary leaders joined The Stanford Seed Business Transformation program in 2016. The program’s goal was to transition the company from a primarily ‘messaging-focused’ business to one that prioritized payment and customer services. The result was the launch of the Hubtel brand and its flagship product, the Hubtel mobile application on May 12, 2017. On the back of the launch of the Hubtel app, what would become Ghana’s first super-app, the company began operations as a Payment Services Provider (Enhanced) following the receipt of approval from the Bank of Ghana in 2019. 

The willingness to change and adapt, resulting in the transformation of Hubtel from a messaging-focused business to a digital transformation services provider is a testament to the company’s unwavering commitment to growth, innovation, and excellence.  

The Hubtel App  

In the fast-paced world of technology, success is often accompanied or preceded by failure. This was certainly the case for Bram, Apenteng and Hubtel. Before the launch of the Hubtel app, in 2012, the company launched MPower Payments, a complete end-to-end online and mobile payment transactions solution that will enable consumers and merchants send, spend, and receive payments. MPower introduced the MPower Mobile Point of Sale application which allowed businesses to accept various forms of cashless payments. However, it did not achieve the desired level of success. 

Hubtel faced similar challenges when it first launched the Hubtel app in 2017. The goal was to connect customers and businesses through the app and enhance and make the commercial experience more convenient and simpler.  This goal was not achieved during its initial launch. Post launch, the Hubtel app faced numerous hiccups, system failures, and product defects. These issues ultimately led to a less than lukewarm response from the general public.  Convinced they were on the cusp of something special, the  Hubtel team persevered and launched a new drive to rebuild the Hubtel app and its accompanying platform. Within five months, the company relaunched a fully functional and refreshed product.  

Backed by innovatively discerning leaders, a focused management team and a young and tireless workforce, things began, once again, to look up for Hubtel and in 2019, Hubtel received approval from the Bank of Ghana to operate as a Payment Services Provider (Enhanced). By 2021, Hubtel was processing nearly 8.3% of all successful mobile money payments in Ghana, according to data from the Bank of Ghana and the Ghana Interbank Payment & Settlement Systems. 

At the beginning of 2023, the company celebrated a significant milestone of over 500,000 app downloads on the Google Playstore alone.   

Growth and Achievement  

Hubtel has achieved remarkable success since its rebranding in 2017. The company received a full license to operate as an Enhanced Payment Services Provider in 2022, and by the end of that year, it had become Ghana’s largest fintech company in terms of transaction turnover and revenue. 

Hubtel has, like its reputation, experienced a significant increase in staff numbers, growing from 60+ employees at the time of the rebrand in 2017 to a robust team of over 270 employees across eight cities in Ghana. Every department has grown by more than 100% in the past six years. 

This extraordinary growth is a testament to the dedication and hard work of the team at Hubtel. They have been the backbone of the company, driving its success and ensuring that goals and objectives are met. The company values and recognizes each employee’s unique contributions to its collective effort. As the company continues to blaze new trails in the technology and financial industries, it remains a shining example of what can be achieved through hard work, dedication, and a willingness to pivot in the face of changing market dynamics. The creation, and wide use of the innovative Hubtel ‘super-app’ and platform that connects users to everyday services and local retailers is a manifestation of this. 

The Next 18  

Hubtel’s 18th anniversary is not just a milestone for the company but also a testament to the power of embracing failure.  

“As a company, we have always maintained a startup mentality, constantly learning, trying new things, and embracing failure as a means of driving innovation. We are dedicated to leading the way in Africa’s digital future, with a clear vision to become the most useful company on the continent by providing a platform that enables easy access and participation in the digital economy for everyone”, Alex Bram said.  

“Never be afraid to jump at the sun, you will never reach it, but your feet will leave the ground”, this African Proverb was quoted by Alex Bram in his speech during the launch of Hubtel in 2017. Hubtel’s journey, or jump if you will, is a story of passion, resilience, adaptability, and a willingness to learn from setbacks. As Hubtel continues to expand and innovate, it remains committed to its mission of driving Africa forward by enabling everyone to find and pay for everyday essentials and keeping its feet firmly off the ground.  

Congratulations to Hubtel, the staff and management and its founders, Alex Bram and Ernest Apenteng, on this remarkable milestone. Here’s to another 18 years of embracing failure and utilizing lessons learnt to spur on innovation and growth.   

In today’s rapidly changing work environment, the traditional office setup is becoming less common. Employees today are seeking workspaces that are dynamic, personalized, and cater to their unique needs and preferences.  

At Hubtel, we recognize the importance of a well–designed and functional office experience that meets the demands of this new era. To that end, we have opened three new satellite offices located in A&C Mall, Tema TDC Mall, and West Hills Mall to offer a cutting-edge in-office experience that challenges the conventional thinking about what a workspace should be.

“Running a tech company in Accra presents many challenges,” said Alex Bram CEO of Hubtel. “The daily commute through traffic, deciding what to wear, and making countless decisions before even arriving at work. To address this, we decided to create these satellite offices closer to our team members, leveraging modern technology and good internet connectivity to stay connected and collaboratively productive.  Our aim is to remain attuned to our team’s needs and make significant yet small changes as we pivot along the way”.  

The satellite offices are designed to provide an office environment that is tailored to the modern employee, with keen focus on hyperconnectivity, and stunning aesthetics. With hyperconnectivity, the satellite offices provide seamless access to high-speed internet and other communication technologies like video conferencing tools. This ensures that Hubtel employees are productive and stay connected with their colleagues, whether working from home or in the office. In addition to hyperconnectivity, the aesthetics of our satellite offices are designed to inspire creativity and productivity.

At Hubtel, we believe that a well-designed office space can have a significant impact on employee satisfaction and efficiency. That’s why we have invested in stunning design elements that create a vibrant and inspiring work environment.  

“We are excited to announce the opening of our new satellite offices”, said Cornelis Rouloph Otoo, Head of Legal and Corporate Affairs at Hubtel. “These offices are to provide a conducive environment where our team members can work collaboratively towards achieving our collective goals. Our customers, he noted, may continue to reach us through our dedicated and responsive User Care team which is always available to provide support and respond to queries”.

Our satellite offices in major cities like Accra and Tema are revolutionizing the in-office/hybrid experience by providing a dynamic and personalized workspace that challenges conventional thinking about what a workspace should be.

In today’s rapidly changing work environment, the traditional office setup is becoming less common. Employees today are seeking workspaces that are dynamic, personalized, and cater to their unique needs and preferences.  

At Hubtel, we recognize the importance of a well–designed and functional office experience that meets the demands of this new era. To that end, we have opened three new satellite offices located in A&C Mall, Tema TDC Mall, and West Hills Mall to offer a cutting-edge in-office experience that challenges the conventional thinking about what a workspace should be.

“Running a tech company in Accra presents many challenges,” said Alex Bram CEO of Hubtel. “The daily commute through traffic, deciding what to wear, and making countless decisions before even arriving at work. To address this, we decided to create these satellite offices closer to our team members, leveraging modern technology and good internet connectivity to stay connected and collaboratively productive.  Our aim is to remain attuned to our team’s needs and make significant yet small changes as we pivot along the way”.  

Hubtel’s satellite offices are designed for modern employees, focusing on hyperconnectivity and stunning aesthetics. With hyperconnectivity, the satellite offices provide seamless access to high-speed internet and other communication technologies like video conferencing tools. This ensures that Hubtel employees are productive and stay connected with their colleagues at home or in the office. In addition to hyperconnectivity, we design the aesthetics of our satellite offices to inspire creativity and productivity.

At Hubtel, we believe that a well-designed office space can have a significant impact on employee satisfaction and efficiency. That’s why we have invested in stunning design elements that create a vibrant and inspiring work environment.  

“We are excited to announce the opening of our new satellite offices”, said Cornelis Rouloph Otoo, Head of Legal and Corporate Affairs at Hubtel. “These offices are to provide a conducive environment where our team members can work collaboratively towards achieving our collective goals. Our customers, he noted, may continue to reach us through our dedicated and responsive User Care team. They are always available to provide support and respond to queries”.

Hubtel satellite offices in major cities like Accra and Tema are revolutionizing the in-office/hybrid experience. This provides a dynamic and personalized workspace that challenges conventional thinking about what a workspace should be.

On Thursday, February 23, 2023, Hubtel had the honor of hosting a delegation from the Central Bank of Eswatini. The visit aimed to explore the fintech ecosystem in Ghana and how Hubtel, a leading fintech company, has supported financial inclusion in the country. 

From February 21 to 23, 2023, the Central Bank of Eswatini (CBE) visited the Bank of Ghana and other key players in the fintech landscape for peer-to-peer learning. Hubtel, one of the key enablers in the fintech space, was handpicked for a visit. 

The delegation from the Central Bank of Eswatini and the Bank of Ghana were received by Hubtel’s General Manager, Mr. Ernest Apenteng, and other members of the management team. 

The visit began with a brief introduction, followed by a series of presentations on the background and history of Hubtel, including an overview of the company’s mission, vision, and values, as well as its growth and achievements. 

The main session focused on Hubtel’s operations and products, with presentations on different aspects of the company’s operations and products, including key products, services, and innovations. The Hubtel team also explained how their products and services are delivered to customers. 

The CBE team received presentations on an overview of the regulatory framework for the fintech sector in Ghana and an insight into Hubtel’s relationship with its regulators. In addition to the informative sessions, the CBE team also took a quick tour of Hubtel’s offices, which showcased the company’s work environment, culture, and technology. 

In addition to the visit from the Central Bank of Eswatini, Hubtel has also recently hosted a delegation from Regulatory Authority for Electronic Communications and Post Office (ARCEP), Benin led by Lawuratu Musah-Saaka, the Deputy Executive Secretary of the Postal and Courier Services Regulatory Commission, Ghana to engage them on the company’s product and quick commerce operations, specifically courier services. The visit aimed to share knowledge and experiences on how Hubtel has provided innovative and efficient courier services to its customers in Ghana.

The ARCEP delegation was particularly interested in understanding how Hubtel has been able to overcome challenges in the courier industry in Ghana and how the company has been able to deliver efficient and reliable services to its customers. The team from Hubtel provided valuable insights and shared best practices that have helped the company to overcome challenges and improve its services over time. 

It is worth noting that Hubtel hosting visits from regulatory officials of the Central Bank of Eswatini and officials from ARCEP, Benin within a month, lends to the testament of the company’s impact in Ghana’s fintech industry. Additionally, this emphasizes the importance of collaboration between fintech companies and regulators in promoting innovation and financial inclusion. 

Hubtel remains committed to working with regulators and other stakeholders to create a more inclusive and sustainable digital financial ecosystem in Ghana and beyond. As the fintech industry continues to evolve, it is important for companies and regulators to work together to create an environment that fosters innovation and growth. 

On Thursday, February 23, 2023, Hubtel had the honor of hosting a delegation from the Central Bank of Eswatini. The visit aimed to explore the fintech ecosystem in Ghana and how Hubtel, has supported financial inclusion in the country. 

From February 21 to 23, 2023, the Central Bank of Eswatini (CBE) visited the Bank of Ghana and other key players in the fintech landscape for peer-to-peer learning. Hubtel, one of the key enablers in the fintech space, was handpicked for a visit. 

The delegation from the Central Bank of Eswatini and the Bank of Ghana were received by Hubtel’s General Manager, Mr. Ernest Apenteng, and other members of the management team. 

The visit began with a brief introduction, followed by a series of presentations on the background and history of Hubtel. The presentation also included an overview of the company’s mission, vision, and values, as well as its growth and achievements. 

The main session focused on Hubtel’s operations and products. Presentations covered different aspects of the company’s operations and products, including key products, services, and innovations. The Hubtel team also explained how their products and services are delivered to customers. 

The CBE team received presentations on an overview of the regulatory framework for the fintech sector in Ghana and an insight into Hubtel’s relationship with its regulators. In addition to the informative sessions, the CBE team also took a quick tour of Hubtel’s offices, which showcased the company’s work environment, culture, and technology. 

In addition to the visit from the Central Bank of Eswatini, Hubtel has also recently hosted a delegation from Regulatory Authority for Electronic Communications and Post Office (ARCEP), Benin led by Lawuratu Musah-Saaka, the Deputy Executive Secretary of the Postal and Courier Services Regulatory Commission, Ghana to engage them on the company’s product and quick commerce operations, specifically courier services. The visit aimed to share knowledge and experiences on how Hubtel has provided innovative and efficient courier services to its customers in Ghana.

The ARCEP delegation was particularly interested in understanding how Hubtel has been able to overcome challenges in the courier industry in Ghana and how the company has been able to deliver efficient and reliable services to its customers. The team from Hubtel provided valuable insights and shared best practices that have helped the company to overcome challenges and improve its services over time. 

It is worth noting that Hubtel hosting visits from regulatory officials of the Central Bank of Eswatini and officials from ARCEP, Benin within a month, lends to the testament of the company’s impact in Ghana’s fintech industry. Additionally, this emphasizes the importance of collaboration between fintech companies and regulators in promoting innovation and financial inclusion. 

Hubtel remains committed to working with regulators and other stakeholders to create a more inclusive and sustainable digital financial ecosystem in Ghana and beyond. As the fintech industry continues to evolve, it is important for companies and regulators to work together to create an environment that fosters innovation and growth. 

Hubtel, a leading technology company in Ghana, has demonstrated its commitment to developing top engineering talent in the country. The company recently honoured an invitation by the School of Engineering Sciences at the University of Ghana to attend proposal presentations of Final Year Projects for undergraduate students at the Department of Computer Engineering.  

As part of its mission to identify and groom top talent, Hubtel saw this as a unique opportunity to connect with the best and brightest engineering students in the country. By partnering with the University of Ghana, Hubtel aims to bridge the gap between academia and industry, providing students with practical experience and networking opportunities while also identifying top talent for its Engineering Department. This proposed partnership is also timely for the School of Engineering Sciences which celebrates its 20^th anniversary this year.  

“We believe that investing in top engineering talent is critical to our success as a company,” said Augustine Adjei, Head of Engineering at Hubtel. “By partnering with the University of Ghana, we can scout and develop the best and brightest young engineers in the country, and provide them with the skills and resources they need to thrive in the industry.” 

In addition to attending the proposal presentations, Hubtel is also in talks to sponsor a portion of the graduation awards for the School of Engineering Sciences, including the best project work. This demonstrates the company’s commitment to supporting academic excellence and promoting innovation in the engineering field. 

As a progressive company, Hubtel is dedicated to staying at the forefront of technological innovation in Ghana and beyond. By investing in top engineering talent, the company is positioning itself as a leader in the industry.  

The proposed partnership between Hubtel and the University of Ghana’s School of Engineering Sciences highlights the importance of collaboration between academia and industry. By working together, companies like Hubtel can offer young engineering talents the needed opportunity to grow in the field, while also contributing to the development of the engineering field in the country.  

Hubtel’s commitment to developing top engineering talent in Ghana is unwavering, and in the coming months, the company will be expanding its efforts to other universities in the country.